Welcome to Financial Wellness
Ease the financial stress that comes with healthcare costs.
Take control of your medical bills without the stress. Our 0% interest healthcare line of credit is available to everyone, no matter your credit score. We offer affordable payment options at no extra cost, so you can focus on getting better without worrying about money. Applying is easy, based on how much you need and your ability to repay, and it won’t impact your credit score.
All Credit Types
Approval is based on the amount of credit you need and your annual income, not your credit score.*
*Program terms and conditions apply.
0% Interest
Enjoy 0% interest for the entire life of the loan, with no prepayment penalties, or hidden fees.
Reusable Line of Credit
A reusable line of credit is available for you and your family, making it easy to access or add more care whenever needed.
Contact your healthcare provider today to see if they have partnered with iVitaFi and can offer you a medical line of credit.
Benefits to Patients
- Reduce financial stress associated with healthcare costs
- Helps make paying your medical bill easier
- The reusable line of credit keeps you and your family on track for better health and financial wellness
* Program terms and conditions apply.
Features of the Healthcare Line of Credit
- 0% interest, no hidden fees, up to 36 months
- Approval is based on the amount of credit you need and your ability to repay, not your credit score*
- Convenient customer portal for 24/7 digital account access
- Guarantor-level line of credit is reusable and available to the whole family
- It takes just a few minutes to apply online and receive a credit decision
* Program terms and conditions apply.
Get the Care You Need With A Medical Line Of Credit
Your healthcare provider will show you how easy it is to apply. It only takes a few steps!
01
Learn
Talk with your healthcare provider to learn about your options to pay for your medical services.
02
Apply
Complete a short application online.
03
Approval
Receive approval in seconds to secure your extended payment option.
(terms and conditions apply)
04
Pay
Payments are made over time. You will receive electronic notice of your due dates.
(see loan documents for payment terms and conditions)