Improve patient wellness with patient medical financing

Patient Financing Solution
  • Non-Recourse Lending for Hospitals
  • 0% Interest Patient Financing Solution
  • Patient Payment Technology
  • Digital Patient Engagement
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Help your patients manage out-of-pocket medical costs, while you get paid faster

We understand the patient experience goes beyond clinical care. One aspect of the patient experience hospitals and health systems are compelled more than ever to make a priority is the shift to consumerism. Patients now directly pay for a larger share of their healthcare services than they have in the past, and without a strategy in place, providers not only hurt the patient’s experience, but also risk revenue leakage.

iVitaFi helps providers embrace a strategy that leads to a positive patient financial experience so they can achieve their financial objectives and gain the benefits of a repeat patient. Our non-recourse patient financing solution, patient payment technology and digital patient engagement platform help hospitals and health systems leaders provide a more convenient, transparent, and streamlined consumer experience. Providers can improve cash flow, reduce cost-to-collect and patient receivables with our all-digital healthcare lending program.

icon of patient bill

Enhance Patient Satisfaction

Patient Engagement:
Drive adoption by engaging with patients using communication channels they prefer
icon of revenue cycle

Accelerate Cash

Pay Now and Payment Plan:
Guarantors can quickly make a single payment or enroll in a payment plan
icon of increasing profits

Boost Profit Margins

Line of Credit:
Our 0% interest line of credit helps patients manage medical costs. Providers enjoy immediate payment that is non-recourse

My Plan

Ready to improve patient satisfaction, accelerate cash and boost profit margins on self-pay accounts?

Watch the video

Check out our recent video to learn how iVitaFi helps patients manage their out-of-pocket costs with non-recourse healthcare lending.

Who We Are

Improving Patient Wellness Through Financial Care

As a healthcare payment financing company, iVitaFi is dedicated to improving patient financial health as well as provider sustainability. Reducing medical bad debt can relieve a burden for both consumers and health systems. Offering medical financing for patients helps providers give their patients one more tool to help them resolve their medical bills.


What Clients Have To Say

VP RCM, Area Medical Center in the Midwest

“We couldn’t be happier with this program. Collections are up 5% in the first 3 months of starting the program. We have also reduced our A/R by 10% in the past 3 months.”

– VP RCM, Area Medical Center in the Midwest

VP Patient Access, Regional Medical Center

“In looking for ways to improve patient collections, we decided the best solution is to offer a digital lending program with no interest or fees to the patient, with a 3-year term. Our patients love it and it relieves us from the burden of pursuing them to collect.”

– VP Patient Access, Regional Medical Center

CFO, Hospital in the South East

“The whole process is online and easy for our team to get patients enrolled. Our patients liked that this made it easy to afford and pay their medical bills. We liked that we could settle the account immediately instead of months, or years, later.”

– CFO, Hospital in the South East

iVitaFi Relieves the Burden on Patients and Hospitals

With rising medical costs and the impact of high-deductible health plans, patients are struggling to pay their medical bills. As they go through their medical journey, patients also face a financial journey to figure out a way to pay their out-of-pocket medical bills.

Hospitals and health systems are also under pressure to mitigate the impact of rising patient financial responsibility, declining payer reimbursement, and increased administrative burdens. Improving patient collections and the overall patient financial experience has never been more important.

Patients appreciate a no-interest line of credit that does not affect their credit score. Hospitals value a non-recourse patient financing program knowing that once the patient account is resolved, they’ll never have to see it again. It’s a win-win for all parties.

With iVitaFi’s patient financing services, hospitals enjoy an improved cash flow and reduced patient bad debt. With an improved patient collection rate, providers can make better use of their capital while focusing on improving patient satisfaction and outcomes. Most importantly, patients get access to the care they need without having to use high-interest credit cards to pay for their medical bills.

As a healthcare medical financing company, our goal is to improve patient wellness through financial care.


Our goal is to help providers improve patient collections through non-recourse patient financing. The resources in this section provide the latest insights from iVita Financial on topics such as non-recourse lending, healthcare loans, healthcare lines of credit, healthcare payment financing, patient payment trends and more.

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Help patients pay their hospital bill with a reusable line of credit.