Non-Recourse Patient Financing and Digital Payment Solutions

Transform the financial experience patients desire, leveraging seamless, tailored communication and payment choices that foster loyalty and bolster your financial success.

Talk to an ExpertRequest a Demo

Say Goodbye to Cash Flow Worries: Collect Patient Payments with Confidence

iVitaFi understands the challenges providers face with patient collections. With our non-recourse patient financing program and cutting-edge digital payment solution, you can increase patient collections by 2X – 3X, expedite cash flow, and mitigate bad debt. Our payment tools prioritize an exceptional patient experience, fostering loyalty and engagement. Allow us to empower you in confidently navigating patient collections, and offering financial care that matches your medical excellence.

icon of patient bill

Patient Engagement

Enhance patient engagement regarding their medical bills utilizing their preferred digital communication channels, including text, email, and voicemail.

icon of revenue cycle

Payment Options

Patients can choose to pay in full using their credit or debit card, opt for a customized short or long-term payment plan, or take advantage of our 0% financing program.

icon of increasing profits

Patient Financing

With our self-service, mobile platform, patients have the flexibility to enroll in a 0% line of credit at any time, extending up to 36 months to help manage their healthcare expenses.

Overcome Staffing Challenges

Don’t let staff shortages impact the patient financial experience. Bring efficiency to your collection process by automating workflows, eliminating manual tasks, and delivering self-service, patient payment options.


Watch the video

Check out our recent video to learn how iVitaFi helps patients manage their out-of-pocket costs with non-recourse healthcare lending.

Who We Are

Improving Patient Wellness Through Financial Care

iVitaFi is dedicated to improving patient financial health and provider sustainability. We partner with healthcare organizations to execute patient payment strategies and patient medical financing programs to support a positive patient financial journey – leading to improved collections and lower costs.


What Clients Have To Say

VP RCM, Area Medical Center in the Midwest

“We couldn’t be happier with this program. Collections are up 5% in the first 3 months of starting the program. We have also reduced our A/R by 10% in the past 3 months.”

– VP RCM, Area Medical Center in the Midwest

VP Patient Access, Regional Medical Center

“In looking for ways to improve patient collections, we decided the best solution is to offer a digital lending program with no interest or fees to the patient, with a 3-year term. Our patients love it and it relieves us from the burden of pursuing them to collect.”

– VP Patient Access, Regional Medical Center

CFO, Hospital in the South East

“The whole process is online and easy for our team to get patients enrolled. Our patients liked that this made it easy to afford and pay their medical bills. We liked that we could settle the account immediately instead of months, or years, later.”

– CFO, Hospital in the South East

The Real Reason Patient Payments Go Uncollected: What Providers Need to Know

iVitaFi has just released its annual Patient and Provider Market Research results for 2021. The report, which is done in collaboration with Eliciting Insights, seeks to uncover the current financial situation for both hospitals and their patients.

Surprising to many hospitals, half of all patient respondents want to know their out-of-pocket expenses before they receive the service, and want the option of making payments prior to, or at the time of, service. Likewise 50% would like to be offered extended payment options, and doing so would improve their relationship with the hospital.

Deliver payment experiences that build loyalty.


Our goal is to help providers improve patient collections through patient financing and payment solutions. The resources in this section provide the latest insights from iVita Financial on topics such as non-recourse lending, healthcare loans, healthcare lines of credit, healthcare payment financing, patient payment trends and more.

image of woman looking at ipad by window smiling

Find out how you can collect more faster and increase patient loyalty

Do you have questions or want to learn more? We’d love to talk to you about your challenges and opportunities surrounding patient financing and payments. Fill out the form below and we’ll be in touch shortly.

This field is for validation purposes and should be left unchanged.
(888) 504-8482
101 Marietta Street NW
Suite 2310
Atlanta, GA 30303