Increase Patient Volume and Strengthen Cash Flow with Risk-Free Patient Financing

Offering Non-Recourse Patient Financing for All Credit Profiles—Helping You Increase Patient Volume and Strengthen Cash Flow Without Financial Risk
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How iVitaFi Empowers Your Organization

Most patient financing solutions leave providers with financial risk and prevent them from enrolling patients into a financing program. High-interest rates, low approval rates, and unpaid balances force many hospitals and clinics to either absorb debt or turn patients away.

At iVitaFi, we do things differently. With our non-recourse model, the financial risk is shifted to us, so you’re never responsible for patient defaults. We offer fixed 0% interest and fixed monthly payments for patients, making healthcare accessible to all credit profiles. With no hidden fees and complete transparency, we protect your reputation and help you reach a broader patient population. More patients can get the care they need, while you maintain financial security and trust.

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Increase Patient Volume

At iVitaFi, we accept all credit profiles and offer fixed 0% interest, extended-term payment plans, making healthcare more accessible to patients. By removing financial barriers, we help more patients say “yes” to treatment, resulting in increased patient volume for your organization.

Patients love our program so much that our patient satisfaction score is 85% higher than the industry average. With 68% of patients more likely to schedule care when offered 0% interest plans, and no-show rates dropping to less than 2%, iVitaFi drives growth by improving patient access and reducing missed appointments, ultimately boosting your organizations bottom line.

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Reduce Bad Debt & Administrative Burdens

With iVitaFi’s non-recourse financing, patient default risk shifts to us, potentially reducing bad debt by up to 50%. We pay your patients’ medical bills upfront, assuming the risk if they don’t pay, and eliminating the need for time-consuming collections. This also reduces administrative burden by up to 30%, freeing your team to streamline operations, improve cash flow, and focus on delivering care instead of managing collections.

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Improve Cash Flow

With iVitaFi, your cash flow improves significantly. We pay your patients’ balances upfront and assume the risk if they don’t pay, eliminating the need for you to spend time and resources chasing payments. This reduces outstanding bills, lowers revenue loss, and ensures more reliable cash flow. With iVitaFi’s support, you can expand your patient base, maintain steady revenue, and receive payments faster—strengthening your organization’s financial health. In short, iVitaFi’s patient financing program helps protect your organization from financial risks while boosting profitability.

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With iVitaFi’s non-recourse financing, you can increase patient access, grow your organization, and ensure financial stability—all without financial risk. Ready to see how iVitaFi can help your organization? Let’s get started today!

Testimonials

What Clients Have To Say

VP RCM, Area Medical Center in the Midwest

“We couldn’t be happier with this program. Collections are up 5% in the first 3 months of starting the program. We have also reduced our A/R by 10% in the past 3 months.”

– VP RCM, Area Medical Center in the Midwest

VP Patient Access, Regional Medical Center

“In looking for ways to improve patient collections, we decided the best solution is to offer a digital lending program with no interest or fees to the patient, with a 3-year term. Our patients love it and it relieves us from the burden of pursuing them to collect.”

– VP Patient Access, Regional Medical Center

CFO, Hospital in the South East

“The whole process is online and easy for our team to get patients enrolled. Our patients liked that this made it easy to afford and pay their medical bills. We liked that we could settle the account immediately instead of months, or years, later.”

– CFO, Hospital in the South East

Case Study: Reedsburg Area Medical Center

Through our partnership with iVitaFi, we were able to offer our patients a financing program that made it easier for them to receive the care they needed and deserved. Within the first six months of implementing the program, we saw a $250,000 reduction in self-pay A/R, and the bad debt percentage of gross revenue dropped by 10 percentage points,” said Peter Frutiger, Director of Revenue Cycle at RAMC.

 

Watch the video

Check out our recent video to learn how iVitaFi helps patients manage their out-of-pocket costs with non-recourse healthcare lending.

Who We Are

Improving Patient Wellness Through Financial Care

iVitaFi is committed to enhancing patient financial well-being while ensuring provider stability. We work with healthcare organizations to implement medical financing programs that create a seamless, positive financial experience for patients, helping increase collections and reduce the risk of bad debt for providers.

The Future of Healthcare Lending

Healthcare lending is important because it helps patients afford the care they need while keeping healthcare organizations financially strong. In this white paper, we look at the future of healthcare lending, including new trends, creative payment options, and how technology is changing how patients pay for medical care. Learn how these changes are making healthcare more affordable and accessible for everyone.

Deliver payment experiences that build loyalty.

Resources

Our goal is to help providers improve patient collections through effective patient financing solutions. The resources in this section provide the latest insights from iVitaFi on topics such as non-recourse lending, healthcare loans, healthcare lines of credit, healthcare payment financing, patient payment trends and more.

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More Patients, Less Bad Debt – Let’s Talk!

Discover how our patient financing solutions can improve cash flow and increase patient volume.

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Phone
(888) 504-8482
Email
info@ivitafinancial.com
Address
101 Marietta Street NW
Suite 2310
Atlanta, GA 30303