For patients

How a Medical Line of Credit Works

Welcome to Financial Wellness

Reduce your financial stress associated with healthcare costs.

Reduce your financial stress associated with healthcare bills with a no interest healthcare line of credit available to all credit profiles. We can help you get the care you need with flexible payment options at no added cost, keeping you on the path toward complete physical and financial wellness. Applying for this line of credit is based on the amount of credit you need and your ability to repay and does not affect your credit score.
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Available to All Profiles

Approval is based on the amount of credit you need and your ability to repay, not your credit score.*
*Program terms and conditions apply.
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No Interest or Fees

No interest, penalty for prepayment, late fees, or any other fees.
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Get the Care You Need

Flexible payment options at no added cost will keep you on the path toward complete physical and financial wellness.

Contact your hospital today to see if they have partnered with iVitaFi and can offer you a healthcare line of credit.

Benefits to Patients

  • Reduce financial stress associated with healthcare costs
  • Helps make paying your hospital bill easier
  • The reusable line of credit keeps you and your family on the path toward complete physical and financial wellness
* Program terms and conditions apply.

Features of the Healthcare Line of Credit

  • 0% interest, no fees, 3-year term
  • Approval is based on the amount of credit you need and your ability to repay, not your credit score*
  • Convenient customer portal for 24/7 digital account access
  • Guarantor-level line of credit is reusable and available to the whole family
  • It takes just a few minutes to apply online and receive a credit decision
* Program terms and conditions apply.

Get the Care You Need With A Healthcare Line Of Credit

Your hospital will show you how easy it is to apply. It only takes a few steps!

01

Learn

Talk with your hospital to learn about your options to pay for your medical services.

02

Apply

Complete a short application online.

03

Approval

Receive approval in seconds to secure your extended payment option.

(terms and conditions apply)

04

Pay

Payments are made over time. You will receive electronic notice of your due dates.
(see loan documents for payment terms and conditions)
Get the care you need with a healthcare line of credit.

Contact your hospital provider today about a healthcare line of credit.