Zero Bad Debt. Upfront Payments. More Patients.
Financial barriers shouldn’t delay care or put your hospital’s revenue at risk. But as patient responsibility grows, so do bad debt, low approval rates, and administrative burdens—making it harder to maintain financial stability.
Traditional patient financing vendors approve only a fraction of patients, leaving hospitals with unpaid balances—or, in the case of recourse programs, forcing providers to cover patient defaults.
iVitaFi eliminates financial risk by ensuring your hospital gets paid upfront—without defaults or collections. Our non-recourse, fixed 0% interest payment plans give patients of all credit profiles an affordable way to pay, reducing bad debt, increasing patient volume, and improving cash flow—without extra work for your team.
How iVitaFi Transforms Your Hospital’s Financial Health
Guaranteed Upfront Payment—No Financial Risk
- Guaranteed Upfront Payment – Zero Financial Risk
- Non-Recourse Financing –Get paid in full, even if a patient defaults.
- 2x to 3x Higher Collection Rates – Recover more revenue than traditional billing and patient financing vendors.
- Reduce Bad Debt by 20-50% – Minimize write-offs and improve financial stability.
- Stronger Cash Flow & Forecasting – Upfront payment ensures predictable revenue.
Schedule a Demo Today and see how iVitaFi helps your hospital reduce bad debt, increase patient volume, and improve financial stability—without additional administrative strain.
Increase Patient Access & Volume
- Approve More Patients – Accept all credit profiles with flexible 0% interest financing.
- Lower No-Show Rates – Reduce lost revenue; clients see no-show rates drop below 2%.
- Strengthen Patient Trust & Reputation – Transparent pricing with no hidden fees builds confidence and increases satisfaction.
- 58% Higher Patient Satisfaction Score – Patients trust our stress-free, affordable financing options.
Eliminate Collection Burdens & Administrative Work
- No More Chasing Payments – We manage billing and collections, so your team doesn’t have to.
- Fast, Seamless Implementation – Go live in weeks with minimal IT effort.
- Effortless Patient Enrollment – A fully digital application requires little to no staff involvement.
Watch the video
Check out our recent video to learn how iVitaFi helps patients manage their out-of-pocket costs with non-recourse healthcare lending.
Testimonials
What Clients Have To Say
Seamless Integration, Effortless Workflow
For Providers:
- Cloud-Based Solution: Access our patient financing program from anywhere with our secure cloud-based platform.
- Seamless Integration: Connect directly with your existing Electronic Health Record (EHR) or billing systems for smooth, efficient operations.
- Fast Implementation & Staff-Friendly Onboarding – Our intuitive platform requires minimal training, so your team can start using it right away.
For Patients:
- Fast, Hassle-Free Self-Enrollment – Patients can quickly apply on their own, making the process seamless and stress-free.
- Instant Pre-Qualification & Approval – Rapid decisions give patients access to financing so they can start care without delay.
- Convenient Automatic Payments – Set-it-and-forget-it payments make managing healthcare expenses easier.
How It Works—Get Started in Just 3 Steps
Help patients manage medical bills while your hospital focuses on delivering quality care.
Seamless Integration & Effortless Implementation
- Quick & Simple Onboarding – Get up and running fast with a streamlined setup process.
- Fully Digital & User-Friendly – Patients can apply and receive approval in minutes.
- Automated Funding – Once approved, the line of credit is available instantly, and funds are automatically debited after services are provided.
Streamlined Patient Financing for Providers
With our healthcare line of credit program, you can offer flexible financing in just a few minutes:
- Offer Flexible Financing – Present 0% interest financing at any point in the patient journey.
- Fast & Easy Pre-Approval – Patients complete a quick, all-digital application process.
- Immediate Access to Funds – Approved patients can use their line of credit immediately.
- Automatic Provider Payment – Your hospital receives direct payment after services are rendered.
* Terms and conditions apply.
Financing Available at Every Stage of the Patient Journey
- Pre-Registration: Introduce financing solutions early in the patient journey.
- Point of Service: Provide immediate payment options at the time of care.
- Emergency Room: Offer quick financial assistance in urgent situations.
- Post-Billing: Address outstanding balances with accessible financing solutions.
Visit the links below to learn more about how our program integrates at each stage of care.
Why Hospitals Trust iVitaFi
Hospitals partner with iVitaFi because we provide a trusted, patient-friendly financing solution that reduces bad debt, improves cash flow, and increases patient access—all with zero financial risk to your organization.
- Proven Track Record of Success – Leading hospitals trust iVitaFi to manage their patient financing programs, ensuring seamless implementation, compliance, and long-term financial stability.
- 100% Non-Recourse Model – Unlike many financing options, your hospital is never responsible for unpaid balances. We absorb the financial risk so you can focus on patient care.
- Fast & Predictable Payments – Hospitals receive full payment within days of patient discharge, eliminating revenue delays and reducing administrative burdens.
- High Patient Approval Rates – We accept all credit profiles, allowing more patients to qualify for 0% interest financing, making it easier for them to access the care they need.
- Transparent, Patient-Centered Financing – No hidden fees, no deferred interest, and no surprises. Our financing model builds trust and satisfaction among patients while protecting hospital revenue.
- Seamless Program Management – Our turnkey financing program integrates with hospital workflows, reducing administrative workload by up to 30% and ensuring compliance with financial assistance policies.
The Future of Healthcare Lending
Healthcare lending is important because it helps patients afford the care they need while keeping healthcare organizations financially strong. In this white paper, we look at the future of healthcare lending, including new trends, creative payment options, and how technology is changing how patients pay for medical care. Learn how these changes are making healthcare more affordable and accessible for everyone.
Resources
Our goal is to help providers improve patient collections through effective patient financing solutions. The resources in this section provide the latest insights from iVitaFi on topics such as non-recourse lending, healthcare loans, healthcare lines of credit, healthcare payment financing, patient payment trends and more.
Secure More Revenue & Increase Patient Access Today
Have questions or want to see how iVitaFi can help? Let’s talk! Our team is ready to discuss your patient financing challenges and explore solutions tailored to your hospital’s needs.
Fill out the form below, and we’ll be in touch soon.
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Atlanta, GA 30303