Improve Patient Affordability While Strengthening Hospital Finances
Financial barriers shouldn’t stand between patients and the care they need—or put your hospital at risk. As patient responsibility grows, so do the challenges of collecting payments and maintaining cash flow. With iVitaFi, your hospital gets paid upfront while offering patients of all credit profiles, fixed 0% interest payment options—without adding administrative burden to your team.
How iVitaFi Transforms Your Hospital’s Financial Health
Guaranteed Upfront Payment—No Financial Risk
- Non-Recourse Financing – Your hospital gets paid in full, even if a patient defaults.
- Reduce Bad Debt by 20-50% – Minimize write-offs and improve financial stability.
- Stronger Cash Flow & Forecasting – 100% upfront payment ensures predictable revenue.
- 2x to 3x Higher Collection Rates – Recover more revenue than traditional billing.
Increase Patient Access & Volume
- Approve More Patients – Accept all credit profiles with flexible 0% interest financing.
- Lower No-Show Rates – Reduce lost revenue; clients see no-show rates drop below 2%.
- Protect Your Reputation – Transparent pricing builds patient trust and satisfaction.
- 85% Patient Satisfaction Score – Patients love our stress-free, affordable financing options.
Eliminate Collection Burdens & Administrative Work
- No More Chasing Patient Payments – We handle all billing and collections.
- Fast, Seamless Implementation – Get started in weeks with minimal IT effort.
- Digital Patient Application – Limited staff involvement in the enrollment process.

Key Facts for Providers:
- Double to Triple Collection Rates: Achieve a 2x to 3x improvement in patient payment collection rates on average with our effective financing solutions.
- Predictable Revenue Stream: Ensure a reliable source of income for your practice with consistent patient payments.
- Increase Patient Volume: Attract more patients by offering accessible patient financing options that make healthcare affordable.
- Enhanced Cash Flow and Financial Forecasting: Improve your practice’s financial planning with consistent cash flow from patient financing.
- Non-Recourse Financing: With our non-recourse financing, if a patient defaults, you still keep the cash, significantly reducing financial risk.
- Mitigate Bad Debt: Decrease the impact of unpaid medical bills on your practice with our effective financing solutions.
- Reduce No-Shows and Patient Leakage: Minimize appointment cancellations and enhance patient retention through accessible financing.
- Boost Patient Satisfaction: Improve the patient financial journey by making it easy and convenient for patients to pay their medical bills with our flexible financing options.
- Easy Implementation with No Technical Integration: Get started quickly without the hassle of complex system setups, ensuring a smooth transition to patient financing.

Key Facts for Patients
- 0% Interest for the Life of the Loan: Enjoy a fixed 0% interest rate with no hidden costs, making healthcare more affordable.
- Flexible Repayment Terms Up to 36 Months: Tailor your payment options with flexible terms to suit your financial needs.
- Accessible Financing for All Credit Profiles: Our patient financing solutions are available for everyone, regardless of credit history, ensuring equitable access to care.
- No Hard Credit Checks Required: Apply confidently without the worry of impacting your credit score, making the process stress-free.
- Reusable Line of Credit: Easily access funds for future medical treatments throughout the duration of the credit term.
- Convenient 24/7 Online Portal: Manage your patient financing anytime, anywhere with our user-friendly online portal.
- Financing Available for Guarantor’s Family: Extend financing options to family members of the guarantor, making it easier for loved ones to get the care they need.
Fully Integrated & Easy to Use
Key Facts for Providers:
- Cloud-Based Solutions: Access our patient financing program from anywhere with our secure cloud-based platform.
- Direct EHR Integration: Seamlessly integrate with your existing Electronic Health Record (EHR) system for streamlined operations.
- Fast and Efficient Enrollment: Enjoy a quick and easy enrollment process, allowing you to start benefiting from patient financing solutions right away.
Key Facts for Patients:
- Immediate, Patient-Centric Self-Enrollment: Your patients can quickly and easily enroll in our financing program with a self-enrollment process designed to enhance their experience.
- Lightning-Fast Pre-Qualification and Loan Origination: Our rapid pre-qualification and loan origination process ensures that patients receive the financing they need without unnecessary delays.
- Convenient Automatic Payments: Help your patients manage their financial commitments with automatic payments, ensuring timely loan repayments and reducing the risk of missed payments.
How It Works—Get Started in Just 3 Steps
Help patients manage medical bills while your hospital focuses on delivering quality care.
Providers can go live in as fast as 3 weeks
Needs minimal IT implementation resources
No implementation
fees
Easy to Implement, Easy to Use
Our patient financing program is designed to fit seamlessly into your hospital. We collaborate with you to customize how the lending program operates, ensuring it meets your specific needs.
- Quick & Simple Onboarding – Our streamlined process gets your team up and running fast.
- Fully Digital & User-Friendly – Patients can apply and get approved within minutes.
- Automated Funding – Once approved, the line of credit is available instantly, and funds are automatically debited after services are provided.
Streamlined Patient Financing Workflow for Providers
With our healthcare line of credit program, you can offer patient financing solutions to your patients in just a few minutes:
- Offer Flexible Financing – Present 0% interest financing at any point in the patient journey.
- Fast & Easy Pre-Approval – Patients complete a quick, all-digital application process.
- Immediate Access to Funds – Once approved, patients can use their line of credit for care.
- Automatic Provider Payment – Your hospital receives payment directly after services are rendered.
* Terms and conditions apply.
Offered at Every Stage of the Patient Journey
Our patient financing program is available at every stage of the revenue cycle, ensuring that your patients can access flexible payment options whenever they discuss out-of-pocket expenses. This program integrates seamlessly into existing workflows during:
- Pre-Registration: Introduce financing solutions early in the patient journey.
- Point of Service: Provide immediate payment options at the time of care.
- Emergency Room: Offer quick financial assistance in urgent situations.
- Post-Billing: Address outstanding balances with accessible financing solutions.
Our program ensures patients get the care they need while your hospital gets paid—quickly, securely, and without financial risk.
Visit the links below to learn more about how the program works at each point of service.
Secure More Revenue & Increase Patient Access Today
Do you have questions or want to learn more? We’d love to talk to you about your challenges and opportunities surrounding patient financing and payments. Fill out the form below and we’ll be in touch shortly.
Phone
Address
Suite 2310
Atlanta, GA 30303



