More Revenue, Less Risk with
Non-Recourse Patient Financing
The iVitaFi Solution: 0% Interest,
Non-Recourse Financing
At iVitaFi, we eliminate financial barriers, so more patients say “yes” to treatment—while your practice gets paid upfront and never takes on financial risk.
- No Risk, No Collections: If a patient defaults, we absorb the loss—your practice never takes on unpaid balances.
- 2x to 3x Higher Collection Rates than traditional billing.
- Upfront Payment: Get paid In full within days of treatment.
- Reduce Bad Debt by 20-50%—minimize write-offs and protect your cash flow.
- Stronger Financial Forecasting: Predictable Revenue with every patient financed.
Increase Approvals & Treatment Conversions
More approvals mean more patients receiving care—and more revenue for your practice.
- Approve All Credit Scores—Fewer denials, more patients approved.
- Fixed 0% Interest – Unlike traditional medical loans, our financing has no hidden fees, no compounding interest.
- Reduce No-Shows – Clinics using iVitaFi see no-show rates drop below 2%.
- Higher Patient Retention – Patients can add future treatments with a revolving line of credit.
- Transparent & Patient-Friendly – No surprise fees, just affordable, fixed payments.
Eliminate Collection Burdens & Administrative Work
Your team should focus on patient care—not chasing payments.
- We Handle Billing & Collections – No more patient payment follow-ups.
- Reduce Staff Workload by 30% – Seamless digital tools free up your team’s time.
- Fast, Hassel-free Setup – Start offering iVitaFi in weeks with minimal IT effort.
- Digital Patient Application – Patients apply online in 3 minutes—clinic staff involvement is minimal.
Testimonials
Real Clinics, Real Success
How It Works
- Step 1: Patients Apply Online – A 3-minute digital application, with fast approval, removes financial roadblocks.
- Step 2: Your Clinic Gets Paid Upfront – Receive full payment within days—no collections, no waiting.
- Step 3: Patients Pay Over Time – Fixed, 0% interest monthly payments make care affordable.
Why Practices and Clinics Choose iVitaFi
- Zero Financial Risk – We cover 100% of patient defaults, so your clinic is never left with unpaid balances.
- More Approvals, More Patients – No credit barriers mean more people say ‘yes’ to treatment.
- Upfront Payment – Get paid within days, not months—no waiting, chasing payments.
- Higher Retention & Repeat Visits – Patients return for follow-ups and additional treatments with a revolving credit line.
- Reduce No-Shows & Cancellations – When patients have an affordable payment plan, they commit to treatment.
Frequently Asked Questions
Q: How does iVitaFi’s financing benefit my clinic?
A: iVitaFi ensures your practice gets paid upfront with zero financial risk. Patients apply online in minutes and make fixed, 0% interest payments while you avoid collections.
Q: What if a patient doesn't pay?
A: With our non-recourse model, we absorb the risk. Your clinic never takes on unpaid balances and bad debt.
Q: How quickly will my clinic receive payment?
A: Your clinic gets full payment within days of treatment—no delays, no uncertainty.
Q: How is iVitaFi different from other financing options?
Making Healthcare More Affordable with Interest-Free Payment Plans
Resources
Our goal is to help providers improve patient collections through effective patient financing solutions. The resources in this section provide the latest insights from iVitaFi on topics such as non-recourse lending, healthcare loans, healthcare lines of credit, healthcare payment financing, patient payment trends and more.

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Phone
Address
Suite 2310
Atlanta, GA 30303